Reforms in Poverty Alleviation Programs:
Reforms in Poverty Alleviation Programs: Strengthening BISP and Taleemi Wazaif for Pakistan’s Future The Ministry of Poverty Alleviation Programs and Social Safety has recently introduced reforms to enhance the performance of its key institutions – Benazir Income Support Programme (BISP), Pakistan Bait-ul-Mal (PBM), and the Pakistan Poverty Alleviation Fund (PPAF). These organizations are considered the…
Reforms in Poverty Alleviation Programs: Strengthening BISP and Taleemi Wazaif for Pakistan’s Future
The Ministry of Poverty Alleviation Programs and Social Safety has recently introduced reforms to enhance the performance of its key institutions – Benazir Income Support Programme (BISP), Pakistan Bait-ul-Mal (PBM), and the Pakistan Poverty Alleviation Fund (PPAF).
These organizations are considered the backbone of Pakistan’s social safety net, yet they continue to face hurdles such as limited staff, board-level vacancies, and financial constraints. [Islamabad]

Pakistan Bait-ul-Mal (PBM) – Expanding Grassroots Services
Pakistan Bait-ul-Mal has initiated several projects to modernize service delivery and expand its reach at the community level. From running Shelter Homes (Panahgahs) to supporting the “Ehsaas Koi Bhooka Na Soye” program, PBM is actively working to assist vulnerable groups. Model shelter homes in Islamabad and a central kitchen to provide food for the needy are already under construction.
PBM is also focusing on:
- Vocational training for children in Sweet Homes.
- Decentralization of the Orphan & Widow Support Programme by 2025-26.
- Implementation of the Electronic Beneficiary Management System (EBMS) to process financial assistance more quickly and transparently.
Benazir Income Support Programme (BISP) – Reaching Millions Nationwide
The Benazir Income Support Programme has become Pakistan’s largest and most impactful social safety net. More than 22 million families are currently benefiting through schemes such as:
- Benazir Kafaalat (financial assistance for women).
- Benazir Taleemi Wazaif (educational stipends for children).
- Benazir Nashonuma Programme (nutritional support for mothers and children).
Beneficiaries are identified using the National Socio-Economic Registry (NSER), which is regularly updated through hundreds of centers and mobile registration vans. This ensures that assistance is provided to the most deserving households.
However, despite its vast reach, BISP is facing operational issues. Staff shortages and delays in board appointments have slowed down grievance redressal and registration processes. Observers believe that stronger political and financial commitment is required to maintain the credibility of the program.
Pakistan Poverty Alleviation Fund (PPAF) – Community Empowerment
Unlike PBM and BISP, the Pakistan Poverty Alleviation Programs Fund has continued to operate without federal funding for the last three years, relying on donor partnerships and internal resources. In the past five years, PPAF has:
- Disbursed over 2.3 million interest-free loans.
- Trained nearly 50,000 individuals.
- Provided economic assets to 89,000 ultra-poor households.
- Benefited over one million people through renewable energy, water, and infrastructure projects.
PPAF has also built strong community-level institutions, enabling long-term poverty reduction through self-reliance.
The Road Ahead
While these initiatives highlight progress in Pakistan’s poverty alleviation programs, major challenges remain. Without timely decisions on staffing, governance, and funding, the effectiveness of programs like BISP and Taleemi Wazaif may be compromised. Millions of vulnerable families rely on these schemes, making it essential for the government to ensure transparency, sustainability, and proper monitoring.